---
title: Making the most of your charitable giving
description: The desire to help others is at the heart of our firm. For our clients who are charitably inclined, we want to help you.
---
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Phone: [952-885-9088](tel:19528859088)
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# Charitable Giving Strategies
## Making the most of your charitable giving
---
The desire to help others is at the heart of our firm. If charitable giving resonates with you, we want to help you create a [gifting strategy](https://blog.birchwoodfp.com/gifting-money?hsLang=en) that accomplishes your goals, works with your financial plan and encompasses tax and [legacy strategies](https://blog.birchwoodfp.com/planning-considerations-estate-plan?hsLang=en) so that your gifting is done in the most optimal way.
[](https://cta-redirect.hubspot.com/cta/redirect/3811900/69661d56-670d-4834-96f8-8eccaf954b26)
## Our Process
---
If charitable giving has been important to you during your life, we encourage you to consider having it part of your [legacy plan](https://www.birchwoodfp.com/legacy-planning?hsLang=en). When you work with Birchwood Financial Partners, we listen closely to your wishes and help you create a flexible giving plan that you can change as needed over your lifetime.
[](https://cta-redirect.hubspot.com/cta/redirect/3811900/bbed31f5-02e4-40fd-80ed-56e4d4e44edf)[](https://cta-redirect.hubspot.com/cta/redirect/3811900/5232efa2-9eee-4bc1-bcbc-20627a387243)
## Frequently Asked Questions
#### I'm nearing retirement, how might my charitable giving change?
One of the many things that you may think about as you near a [transition to retirement or are retired](https://www.birchwoodfp.com/retirement?hsLang=en), is how your charitable giving may change. Below are a few common questions or scenarios we see as financial planners:
- Your charitable giving may change focus from money to more time
- You may feel like you have fewer financial resources to give
- You may want to make sure your charitable giving continues beyond your lifetime
- Your [tax situation](https://www.birchwoodfp.com/tax-strategy?hsLang=en) may change so your contributions are no longer deductible
[](https://cta-redirect.hubspot.com/cta/redirect/3811900/bbed31f5-02e4-40fd-80ed-56e4d4e44edf)
#### How can I gift money in a tax efficient way?
They say it's better to give than to receive. When it comes to gifting money, you likely want to make sure your assets go to the people and causes you love. Whether you're [legacy planning](https://www.birchwoodfp.com/legacy-planning?hsLang=en) or just looking to spread some goodwill, here are some strategies for creating a [tax-savvy gifting plan](https://blog.birchwoodfp.com/gifting-money?hsLang=en):
- Give money directly to a person or medical go fund me campaign within the Annual Gift Tax Exclusion
- Using your IRA to send your RMD to charity
- Naming a charity as IRA beneficiaries
- Stack charitable donations
- Use a donor-advised fund
[](https://cta-redirect.hubspot.com/cta/redirect/3811900/938d0cfb-58ac-45e5-ae6e-09579eb943ed)
#### How do I choose which causes/charities to support?
Developing a [Personal Philanthropic Plan](https://blog.birchwoodfp.com/strategic-philanthropy?hsLang=en) can help you create more impact with your giving and can also give you more joy in seeing the fruits of your efforts and dollars. Getting clear about your goals and intentions will help you on your philanthropic journey.
Our [Charitable Giving Workshop](https://info.birchwoodfp.com/charitable-giving-workshop?hsLang=en) discusses how to design your philanthropic legacy based on your values and budget.
[](https://cta-redirect.hubspot.com/cta/redirect/3811900/69661d56-670d-4834-96f8-8eccaf954b26)
[](https://cta-redirect.hubspot.com/cta/redirect/3811900/aad5c5c0-5d4d-4ba5-b761-7945b8609709)
## Recent Posts
[
](https://blog.birchwoodfp.com/how-to-start-family-charitable-giving?hsLang=en)
[Oct 23, 2025
](https://blog.birchwoodfp.com/how-to-start-family-charitable-giving?hsLang=en)
### [[How to Start Family Charitable Giving — and Why Year-End Is the Perfect Time to Begin](https://blog.birchwoodfp.com/how-to-start-family-charitable-giving?hsLang=en)](https://blog.birchwoodfp.com/how-to-start-family-charitable-giving?hsLang=en)
Written by: Dana Brewer, CFP®
The holidays are more than just celebrations — they’re a time for reflection, gratitude and...
[Read More](https://blog.birchwoodfp.com/how-to-start-family-charitable-giving?hsLang=en)
[
](https://blog.birchwoodfp.com/financial-benefits-home-renovation?hsLang=en)
[May 15, 2025
](https://blog.birchwoodfp.com/financial-benefits-home-renovation?hsLang=en)
### [[Reap The Financial Benefits of Home Renovation](https://blog.birchwoodfp.com/financial-benefits-home-renovation?hsLang=en)](https://blog.birchwoodfp.com/financial-benefits-home-renovation?hsLang=en)
Written by: Dana Brewer, CFP®
There are so many decisions to make when contemplating a home renovation. One frequently overlooked...
[Read More](https://blog.birchwoodfp.com/financial-benefits-home-renovation?hsLang=en)
[
](https://blog.birchwoodfp.com/standard-deduction-versus-itemized-deduction?hsLang=en)
[Dec 22, 2023
](https://blog.birchwoodfp.com/standard-deduction-versus-itemized-deduction?hsLang=en)
### [[Standard Deduction Versus Itemized Deduction: Which Makes Sense For You?](https://blog.birchwoodfp.com/standard-deduction-versus-itemized-deduction?hsLang=en)](https://blog.birchwoodfp.com/standard-deduction-versus-itemized-deduction?hsLang=en)
Written by: Dana Brewer, CFP®
In 2017, congress passed the Tax Cuts and Jobs Act (TCJA), nearly doubling the standard deduction....
[Read More](https://blog.birchwoodfp.com/standard-deduction-versus-itemized-deduction?hsLang=en)
[](https://cta-redirect.hubspot.com/cta/redirect/3811900/31ee743d-5b89-4e0c-b9e4-0cf70e36f8ba)
## Ready to Get Started?
Meet with one of our financial advisors to learn how a financial plan could benefit you.
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Phone: [952-885-9088](tel:19528859088)
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