When we first approach the topic of estate plans with clients, we know it can often be an uncomfortable discussion for many. We celebrate when clients tell us that they do in fact have an estate plan, that they know what is says, and that it reflects their values and wishes.
I was privileged to participate on a panel at a women’s breakfast hosted by the Minnesota Center for Environmental Advocacy at the end of April. The title was “Be Your Own Environmental Hero: Fresh Strategies without the Politics.” I’ve been thinking a lot about this topic and reflecting on why this issue is so important to me.
I have a reputation at Birchwood for traveling to interesting and what some might call exotic locations. I know by some of our conversations, people are thinking…why?
By Kay Kramer, CFP®
One of the first things I often ask clients is if they have any financial gremlins. What are financial gremlins? They are messages about money that can haunt anyone and can inform their financial decisions, keep them from doing something, or cause anxiety. I usually ask if they feel like there is a little gremlin that sits on their shoulder creating fear in them about their financial situation.
Here are some things that I’ve heard over the years from clients:
Article 3 in a Series
Our third and final article in this series will focus on defining what are Sustainable, Responsible, Impact (SRI) investing trends, myths/beliefs and misconceptions. If you missed the first two articles, read them here: What is SRI Investing? and ESG Integration and Risk Management.
Article 2 in a Series
Our second article focuses on further discussing ESG Integration and Risk Management.
Although the idea of ethical investing has been around for centuries, we tend to think of it in the framework of the last 40 years, starting with the Vietnam War, moving to the issue of apartheid in South Africa, to many more contemporary issues. It has moved from being primarily thought of as a liberal social justice focus, to now encompassing a wide variety of beliefs.
Article 1 in a Series
Many of you know that I’ve been interested and involved in Sustainable, Responsible, Impact investing (SRI) for most of my financial planning career. As a member of the USSIF (Forum for Sustainable and Responsible Investments) for over 25 years, I have seen the industry change significantly as well as an increase of interest from clients to learn more. This is the first article in a series that will focus on explaining what SRI is and highlighting how it can play a role in your portfolio.