It's a question we believe everyone should be asking their financial advisor. Birchwood is a fee-only independent financial planning and investment management firm. We base those fees on the amount of assets we’re managing for a client. Fees are paid directly from the client’s accounts to Birchwood Financial Partners on a quarterly basis. A fee is generally charged on an initial financial plan.
It's a question we believe everyone should be asking their financial advisor. Birchwood is a fee-only, independent financial planning and investment management firm. We base those fees on the amount of assets we’re managing for a client. We are also a fiduciary, meaning we put our client's interests first at all times.
Birchwood is a fiduciary, which means by law we have to put our client's interests ahead of our own. We are paid directly by our clients, and we do not receive commissions from their investment portfolios.
Most people think all financial planners are “certified,” but this isn’t true. Just about anyone can use the title “financial planner.” Only those who have fulfilled CFP® Board's rigorous requirements can call themselves a CFP® professional.
CFP® professionals are held to strict ethical standards to ensure financial planning recommendations are in your best interest. What’s more, a CFP® professional must acquire several years of experience related to delivering financial planning services to clients and pass the comprehensive CFP® Certification Exam before they can call themselves a CFP® professional.
We believe that you should judge performance based on how well you are tracking toward attaining your goals. To measure that well usually requires that both your Birchwood advisor and you are taking the actions we’ve modeled and planned together.
The amount that you delegate to us is determined largely by you—some of our clients want us to manage as much as possible, while others like to stay actively involved in their plan.
Generally, our minimum asset management balance is $1,000,000, but we do make exceptions. In general, the following minimums will apply:
|
Household Age |
Minimum Assets |
|
60+ |
$1,000,000 |
|
50-60 |
$750,000 |
|
40-50 |
$400,000 |
|
20-40 |
$300,000 |
Or you expect a sudden money event in your near future that would cause you to meet the minimums such as retirement, inheritance, divorce, etc.
We custody assets with Charles Schwab Institutional.
Almost all of our financial advisors are CERTIFIED FINANCIAL PLANNERS™(CFP®).
Our Investment Manager Steve Dixon is a CFA® Charterholder.
Steve Dixon, Damian Winther, and Rachel Infante are certified Chartered SRI CounselorsSM (CSRIC®).
Bridget Handke is a Chartered Advisor in Philanthropy®(CAP®).
Rachel Infante and Kimmie Andrews are Certified Divorce Financial Analyst® professionals (CDFA®).
Brayden Kelly is a Behavioral Financial Advisor (BFA™)
You don’t have to bring anything, but if you want to bring information with you, here’s what we recommend:
If you have any other questions contact us.
All written content on this site is for information purposes only. Opinions expressed herein are solely those of Birchwood Financial Partners, Inc. and our editorial staff. Material presented is believed to be from reliable sources; however, we make no representations as to its accuracy or completeness. All information and ideas should be discussed in detail with your individual adviser prior to implementation. Advisory services are offered by Birchwood Financial Partners, Inc., an SEC Registered Investment Advisor. Birchwood Financial Partners, Inc. is not affiliated with or endorsed by the Social Security Administration or any government agency, and is not engaged in the practice of law. The presence of this web site shall in no way be construed or interpreted as a solicitation to sell or offer to sell advisory services to any residents of any State other than the States of AZ, CA, FL, IA, IL, MN, NC, NY, TX, WI or where otherwise legally permitted. All written content is for information purposes only. It is not intended to provide any tax or legal advice or provide the basis for any financial decisions.
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